Revenue
A loan that is repaid as a percentage of your revenue. This means that if your revenue goes up, so do the repayments, but if it goes down, so do the repayments.
Investment Range
Legal Structure Requirements
What is Revenue?
An RPA is an unsecured loan where interest payments are determined by the revenue performance of the organisation. If the company expands its revenue, the Fund shares in that and takes a pre-agreed % of revenue. If the company doesn't perform, our interest payments fall in line with revenue and organisations pays little or no interest.
Typical Investment
The average size of investment will be £150,000 for early stage businesses and £450,000 for later stage ones. On average, UnLtd & BII will take 5% of a business' revenue over an 8 year period. We will cap the amount we take so it is not disproportionate to the investment size. This investment type is suitable for any legal structure.
Recommended For
Revenue Participation Agreements are well-suited for growing businesses with increasing revenue but unpredictable cash flows. This option is ideal if you want more flexibility than traditional debt, as your repayments will scale with your business performance, reducing pressure during slower months and periods of growth.
Key Features
Unrestricted funding. £500,000-£1,500,000 of unrestricted funding to spend on hiring new staff, purchasing stock, purchasing an asset, whatever you know is important for your growth.
Dedicated support. Dedicated Investment and Portfolio Managers throughout the life of your loan, to offer a personal face and support throughout your loan.
Flexible terms. Flexible terms and an understanding of how socially impactful businesses work. Measuring social impact is our bread and butter, so we know the challenges and can offer guidance in this area.
Diversity, Equity and Inclusion. Support and guidance to improve Diversity, Equity and Inclusion, no matter where you are in your DEI journey.
Ready to grow your social impact business?
Apply for revenue investment today and partner with us for long-term growth and impact.